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			<news:publication_date>2026-10-30T16:27:33+00:00</news:publication_date>
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			<news:publication><news:name>Fintec</news:name><news:language>ro</news:language></news:publication>
			<news:publication_date>2026-10-30T15:37:26+00:00</news:publication_date>
			<news:title>Crypto în 2026, pe scurt și cu cifre. Ce verifici la platformă și cât plătești la ANAF pentru câștiguri</news:title>
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		<loc>https://fintec.ro/ircc-urca-la-5-61-de-la-1-ianuarie-2027-la-ce-nivel-raman-ratele/</loc>
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			<news:publication><news:name>Fintec</news:name><news:language>ro</news:language></news:publication>
			<news:publication_date>2026-10-30T09:25:55+00:00</news:publication_date>
			<news:title>IRCC urcă la 5,61% de la 1 ianuarie 2027. La ce nivel rămân ratele și cum se aplică față de ROBOR</news:title>
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		<loc>https://fintec.ro/trezoreria-sua-muta-miza-pe-stablecoins-dupa-blocajul-clarity-act/</loc>
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			<news:publication><news:name>Fintec</news:name><news:language>ro</news:language></news:publication>
			<news:publication_date>2026-10-29T02:43:43+00:00</news:publication_date>
			<news:title>Trezoreria SUA mută miza pe stablecoins după blocajul CLARITY Act</news:title>
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		<loc>https://fintec.ro/datavault-ai-a-pierdut-aproape-jumatate-din-bursa-dupa-blocarea/</loc>
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			<news:publication><news:name>Fintec</news:name><news:language>ro</news:language></news:publication>
			<news:publication_date>2026-10-28T22:14:24+00:00</news:publication_date>
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